Pricing & Infrastructure

Choose The Infrastructure That Matches How You Move Money

Four flat-rate tiers, built for regulated and high-growth industries. No gateway fees, no hidden line items, no long-term contract.

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Tier 01

Money In

Purchase payments, done right

Flat-Rate Acceptance Pricing

Best for: merchants who need to accept payments without payout complexity

Money In covers acceptance end-to-end card processing across every channel, underwriting reviewed against your actual business, and settlement straight to your operating account. It's the starting point for merchants who sell and collect payment, without needing to manage outbound disbursements.

  • Credit & debit card acceptance in person, online, or by phone
  • Purchase transaction processing tuned to high-risk verticals
  • Industry-aligned underwriting, reviewed against your actual business
  • Direct settlement to your operating account
  • Multi-currency acceptance for international customers
  • Real-time transaction dashboard & reporting

Choose this if: you're accepting purchases and don't need built-in payout routing or dispute protection yet.

Tier 02

Money Out

Move funds with speed and control

Flat-Rate Payout Pricing

Best for: platforms and marketplaces that pay out, not accept payments

Money Out is built for platforms whose job is disbursing funds, marketplaces paying sellers, platforms paying creators, or operators paying out winnings. It routes across multiple rails and gives both you and your recipients visibility into every payout.

  • Bank and digital wallet payouts; ACH, Venmo, PayPal
  • Scheduled or on-demand disbursements
  • Liquidity routing & reconciliation across rails
  • Compliance-aware payout flows for regulated verticals
  • Payout status visibility for recipients
  • Automatic rail failover if a payout method is rejected

Choose this if: your business pays others out at scale and needs reliable, compliant disbursement infrastructure.

+ Money In
Tier 03

Protection

Instant settlement, built-in risk coverage

Flat-Rate + Risk Coverage Included

Best for: high-volume merchants who need acceptance and dispute protection together.

Protection builds on everything in Money In and adds the risk layer that high-volume, high-dispute-rate businesses need, chargeback monitoring, fraud mitigation tuned per vertical, and the option to settle instantly instead of waiting on standard windows.

  • Everything included in Money In
  • Chargeback monitoring & dispute support with evidence tracking
  • Fraud and abuse mitigation layer, tuned per vertical
  • Transaction-level risk insights & flagging
  • Instant settlement option
  • Dedicated risk analyst support for high-volume accounts

Choose this if: your dispute rate or volume means acceptance alone isn't enough, you need risk coverage built in.

Most Complete
Tier 04

Core Suite

Complete money movement, without fragmentation

Flat-Rate, All Infrastructure Included

Best for: businesses running full-cycle money movement in one place.

Core Suite is everything Approvely offers in a single account: acceptance, payouts, and full risk coverage, plus the operational tools that come with running complex, regulated money movement, liquidity optimization, advanced reporting, and a dedicated account manager.

  • Everything included in Money In & Money Out
  • Full chargeback & fraud protection layer
  • Liquidity management & optimization across accounts
  • Multi-rail payouts; bank, Venmo, PayPal, and more
  • Advanced reporting & operational controls
  • Priority underwriting review & a dedicated account manager

Choose this if: you're running acceptance, payouts, and risk management together and want one account, not three.

What’s Included, Tier by Tier

Included

Money In

Money Out

Protection

Core Suite

Card acceptance

✓

—

✓

✓

Payouts & disbursements

—

✓

—

✓

Chargeback & fraud protection

—

—

✓

✓

Instant settlement

—

—

✓

✓

Multi-rail payout routing

—

✓

—

✓

Dedicated account manager

—

—

—

✓

Not sure which tier fits? Talk to sales; we'll match you based on how your business actually moves money.

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Tell Us How Money Moves Through Your Business

We'll match you to the right tier and get you approved fast.

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